
A new ledger sits on the counter, still in its plastic wrap. The shop has been swept twice. Somebody is hunting for a pen that actually works. If you grew up around a family business, you know this evening. It has a name: Chopda Puja.
Chopda Puja 2026 is on Sunday, 8 November, the same day as Lakshmi Puja. This guide is written for the person who actually has to do it: the shop owner, the trader, the freelancer doing it for the first time and wanting to get it right. You will find the muhurat, what to keep ready, what goes on the first page of the new book, and what to do if your "books" now live on a laptop.
One more thing is different this year. The stock exchanges are holding Muhurat Trading in the afternoon, not the evening. That is covered below too.
Chopda Puja 2026 at a Glance

Date | Sunday, 8 November 2026 (Diwali) |
|---|---|
Also called | Chopda Pujan, Muhurat Puja, Sharda Puja |
Amavasya tithi (New Delhi) | Starts 11:27 AM on 8 November, ends 12:31 PM on 9 November |
Chopda Puja windows (New Delhi) | Choghadiya-based. Evening window is about 5:27 PM to 10:26 PM. Full list below. |
Lakshmi Puja muhurat (New Delhi) | 5:54 PM to 7:50 PM |
Who is worshipped | Ganesha, Lakshmi, and in many homes Saraswati (Sharda) |
Stock market Muhurat Trading | Sunday, 8 November, 2:20 PM to 3:30 PM |
Gujarati New Year (Bestu Varas) | Tuesday, 10 November 2026 |
All timings are for New Delhi and come from commonly used panchangs. They can differ by a couple of minutes between sources, and your city will be a little off. Check your own panchang before you fix a time.
What Is Chopda Puja?
Chopda is the old word for an account book, the bahi-khata. In many business communities the Diwali amavasya is the last day of the financial year, so on this evening the old books are closed and new ones are opened with a puja. Ganesha and Lakshmi are worshipped first, and the new book is blessed before a single rupee is written in it.
It is strongest in Gujarat, Rajasthan and Maharashtra, though traders in other states do it too. Depending on the family, you will hear it called Chopda Pujan, Muhurat Puja or Sharda Puja. Most of the time they mean the same evening.
The new year starts two days later. In Gujarat that day is Bestu Varas, and it falls on the same day as Govardhan Puja. If you are following the whole festival, our Diwali 2026 guide and the notes on Govardhan Puja cover those days.
Does Chopda Puja Apply to Me?
Short answer: if you earn a living from your own work, yes, you can do it. It started with merchants, but plenty of people now do it with whatever they actually use to keep track of money. Here is what each person usually places before the deities.
Who you are | What to keep before the deities |
|---|---|
Shop owner or trader | New bahi-khata or ledger, the cash box |
Wholesaler or small manufacturer | Account register, bill and invoice books |
Freelancer or consultant | Laptop, invoice book or a fresh diary |
Online seller | The laptop or phone you use for orders and accounts |
Accountant, CA or lawyer | Client register, new diary or laptop |
Nobody is going to check which book you chose. What matters is that it is the thing you will really open every day of the coming year.
Chopda Puja 2026 Muhurat
In Gujarati tradition the usual way to pick a time is the choghadiya. Four of them are treated as good for puja: Shubh, Labh, Amrit and Char. Each lasts a short while and they repeat through the day and night, so you get several choices.
Window | Choghadiya | Time (New Delhi) |
|---|---|---|
Morning | Char, Labh, Amrit | 11:27 AM to 12:05 PM |
Afternoon | Shubh | About 1:25 PM to 2:46 PM |
Evening | Shubh, Amrit, Char | About 5:27 PM to 10:26 PM |
Late night (into 9 Nov) | Labh | About 1:44 AM to 3:24 AM |
Early morning (9 Nov) | Shubh | About 5:03 AM to 6:42 AM |
Which one should you pick? Most families go for the evening window and do Chopda Puja right alongside Lakshmi Puja, which has its own muhurat of 5:54 PM to 7:50 PM. If you run a shop that closes early, or you want the work done before guests turn up, the afternoon Shubh slot is a reasonable choice.
Missed the muhurat?
Happens to everybody, especially on Diwali. The amavasya tithi runs until 12:31 PM on 9 November, and the evening window is long. Do the puja when you can sit down calmly. Ask your pandit ji if your family follows a fixed time.
Muhurat Trading 2026: The Afternoon Session
Every year the stock exchanges open for a short special session on Diwali, called Muhurat Trading. This year, NSE and BSE have scheduled it for the afternoon of Sunday, 8 November, which breaks the usual evening pattern. The details come from the exchanges' circulars dated 19 October, and you can check the official notice on the NSE website.
Date | Sunday, 8 November 2026 |
|---|---|
Pre-open session | 2:05 PM to 2:20 PM |
Main trading session | 2:20 PM to 3:30 PM |
Regular market holiday | Tuesday, 10 November (Diwali Balipratipada) |
If you trade, you may want to plan the puja around this window. A calm Chopda Puja before 2 PM, or after the session, is easier than trying to do both at once. This is only a scheduling note, not a trading tip. Markets carry risk whatever the muhurat.
Chopda Puja Samagri: What to Keep Ready

Get this together the evening before. Most of it is already in your shop or puja corner. Your family or region may add things, so treat this as a base list.
Item | What it is for |
|---|---|
New chopda, account book or diary | The star of the evening |
A pen | To write the first page |
Laptop or calculator, if that is your "book" | Placed beside the deities |
Lakshmi and Ganesha idols or pictures | The deities you pray to |
Saraswati (Sharda) picture, optional | For wisdom, in some homes |
Red or yellow cloth | To spread under the idols and the books |
Haldi, kumkum, roli, akshata (whole rice) | For tilak and the symbols on the first page |
Kalash, coconut, mango leaves | The kalash set-up |
Flowers, garland, durva grass | Durva is for Ganesha |
Diya, ghee or oil, cotton wicks | Light |
Incense and camphor | For the aarti |
Fruits, sweets, panchamrit, dry fruits | Bhog and prasad |
Betel leaves, betel nuts, a few coins | Traditional offerings |
What to Write on the First Page

This is the part most people are unsure about. The first page of the new book gets a few auspicious symbols, usually drawn with kumkum or roli, before any entry goes in. Practices vary by family, so go with what your elders do.
Symbol | What it stands for |
|---|---|
Om (ॐ) | The sound that begins every prayer |
Shri (श्री) | Lakshmi's blessing on the book |
Swastika (स्वस्तिक) | A mark of good fortune, drawn at the top of the page |
Shubh (शुभ) | Auspiciousness |
Labh (लाभ) | Gain, earned honestly |
Some families also begin with a line to Ganesha. The new Vikram Samvat year, 2083, starts on 10 November, so you can write it on the page too if that is your habit.
Chopda Puja Vidhi at Home or Shop: Step by Step
Every family does this a little differently. If your house follows another order, keep it. This is the common version.
Clean up. Sweep the shop, wipe the desk or counter, and make a small rangoli at the entrance.
Spread the cloth. Put the red or yellow cloth down. Set the Ganesha and Lakshmi idols on it, with the kalash beside them.
Prepare the books. Draw the symbols on the first page and place the new chopda, pen and any other "books" in front of the deities.
Take a sankalp. Sit still for a moment and say what you are asking for. Clarity, honest earnings, a steady year.
Worship Ganesha first. A flower, a sweet and some durva.
Worship Lakshmi. Tilak, flowers, rice, fruit and sweets. Light the diya and chant.
Saraswati, if your family does it. A short prayer for wisdom.
Do the aarti. Slow circles with the lamp, with the whole family or team if possible.
Make the first entry. Only after the puja, write your first line in the new book.
Share the prasad. Hand it to family, staff and neighbours.
You can find Ganesh and Lakshmi aartis with lyrics on Mobile Mandir if you need them.
Mantras for Chopda Puja
A long chant is not needed. A short mantra, said slowly and with attention, is enough. If your pandit ji has given you a particular verse, follow that.
Goddess Lakshmi
ॐ श्रीं महालक्ष्म्यै नमः।
Lord Ganesha
ॐ गं गणपतये नमः।
Want to count your rounds? The Naam Jaap counter on Mobile Mandir does it for you.
What If Your Books Are on a Laptop?
Most small businesses do. Nobody needs to give up the tradition because the ledger is now software. Many families place the laptop, a business diary or the invoice book before the deities, and some draw the same Om, Swastika and Shubh Labh marks at the top.
A practical tip
Do not put kumkum, haldi or water on the laptop itself. Draw the symbols on a small piece of paper or a sticker and keep it on or near the device. Switch the laptop off while it sits before the idols, and keep the lamp and incense well away from it.
Labh Pancham: The Shop Reopens
In many Gujarati business families the shop stays closed through the festival days and reopens on Labh Pancham, five days after the new year. In 2026 that is Saturday, 14 November. One panchang lists the Panchami tithi from 8:42 PM on 13 November to 11:24 PM on 14 November, with a morning muhurat of 6:49 AM to 10:32 AM. Check your own panchang, as times vary by city.
Some families do a short puja again on that day when they reopen. Others treat it only as the first day of business. Follow whichever your elders do.
Chopda Puja and Lakshmi Puja: What Is the Difference?
They happen on the same evening and they are closely linked, so the confusion is fair. Lakshmi Puja is for the home. Chopda Puja is that same puja, done with the account books or business tools in front of the deities.
Difference | Lakshmi Puja | Chopda Puja |
|---|---|---|
Focus | Home, family and general prosperity | Business, books and the new financial year |
What sits before the deities | Idols, kalash, sweets | Idols, kalash, plus account books or laptop |
Usual time | Pradosh Kaal, 5:54 PM to 7:50 PM (New Delhi) | Choghadiya windows, often the evening one |
Who does it | Every family | Business owners and the self-employed |
Chopda Puja: Do's and Don'ts
Do | Don't |
|---|---|
Close the old books before you open the new ones | Leave old accounts untidy and carry the mess forward |
Check the muhurat for your own city | Copy a time meant for another city |
Keep the pen and chopda in front of the idols till the puja ends | Start writing entries before the puja is done |
Light diyas with care, away from papers and cloth | Leave a flame near ledgers and cash |
Share prasad with staff and neighbours | Make it only a family or only a boss event |
Quick Tips for Chopda Puja 2026
Before the day comes
Pick your muhurat a day early and tell your team. Buy the new chopda or diary and a spare pen this week, since the market gets busy. Clear and tidy the cash counter before the puja. If you trade, plan around the 2:20 PM to 3:30 PM Muhurat Trading session. Keep matches and extra diyas near the shop door, and keep flames away from papers.
Chopda Puja 2026: A Clean Page and a Good Start
The whole point of Chopda Puja is small. A clean book, a pen, a prayer and a promise to run the year honestly. This time it falls on Sunday, 8 November, with the evening window as the usual choice.
Pick your time, set out the books and keep it simple. If the evening allows, a few rounds of Naam Jaap or an aarti from the aarti section is a nice way to finish. You can also read about Dhanteras, which comes before it, and Govatsa Dwadashi from the start of the festival. Our other festival guides are on the blog.
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Frequently Asked Questions
Short answers to the questions people ask most.
Sunday, 8 November 2026, on Diwali. The amavasya tithi starts at 11:27 AM that day and runs till 12:31 PM on 9 November (New Delhi).
For New Delhi, the windows are 11:27 AM to 12:05 PM, about 1:25 PM to 2:46 PM, and about 5:27 PM to 10:26 PM on 8 November. Most families choose the evening. Timings change a little by city, so check your local panchang.
No. It began with traders, but freelancers, consultants, online sellers and the self-employed also do it with the tools they use.
No. A laptop, invoice book or business diary can stand in. The idea is to bless whatever you actually use to track your work and money.
Usually Om, Shri, Swastika, Shubh and Labh on the first page. Families differ, so follow what your elders do.
Lakshmi Puja is the Diwali worship of the goddess at home. Chopda Puja is that worship done with the new account books or business tools in front of the deities.


